Best personal finance apps to invest in for New Year!

If your finances are so strapped that you must budget what you spend day-to-day, Daily Budget will help you out. Manually enter your income and recurring expenses, add a percentage of your income that you would like to save, and then each item is divided by the number of days in the month and added all together. This amount becomes your daily budget.

You can quickly see just how much you can allot for the day. It also shows how much you can spend tomorrow if you don’t spend a dime today, and how much you can splurge on if you don’t spend anything for two days.

Daily Budget is a fantastic companion to your budget and finance apps. It doesn’t provide a monthly budget to stick to, but shows you in a real sense how much you can spend every day.

Your bank’s app

If your bank has an app and you don’t use it, consider using it. Many banks now have apps, and many of those have implemented things like Touch ID to make them both secure and convenient. With your bank’s app, you can check your balance, pay your bills, check on your mortgage, investments, credit cards and lines, and any and all other financial services you may be using, if they’re available to you. Some even have great features like scanning and immediately depositing physical checks (because people still write those). It’s a great way to just make sure everything is where it’s supposed to be, and that lets you relax get on with what you’re supposed to be doing.

  • Search the App Store for the name of your bank

Your favorites?

Whether you’ve been using personal finance apps for a long time now, or are using New Year’s as an excuse to get started, let me know which apps you like and why you like them!

Updated December 2017: We’ve revamped our whole list! Start 2018 off on the right foot!

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